The teenager from Rawtenstall was thrown from the back of a moped while on holiday with friends.
Charlotte, 19, has been on a life-support machine in Crete since she sustained severe head injuries and a broken pelvis in the accident in Malia.
Surgeons removed a three-inch piece of skull to relieve pressure on Charlotte's brain.
Mum Helen said: "She has smiled at me and when I stroked her face she turned towards my hand and kissed it."
She was a passenger on a moped driven by a friend on the day before her 19th birthday.
Helen, 44, is challenging an insurance firm's refusal to pay hospital fees or fly Charlotte home because drinking alcohol invalidated the policy, even though she wasn't driving.
Charlotte's sisters Kim, 23, and Sarah, 21, are raising money to fly her home if an op to replace the section of skull is successful. They have organised a fundraising meal at Chancellors Hotel, Fallowfield, on Saturday evening. Call Kim Robinson on 07967 142071.
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People need to review holiday insurance policies very carefully. The tiniest of trivialities can null and void your cover. The insurance companies ideal is to get the premiums in, but pay nothing out - only to themselves, of course. My friend works for NU and she always gets paid out.
shocking story this one.