A LOOK at the latest changes in the pensions industry including advice from Andrew Cawley, KPMG’s Head of Pensions in the North.

As the credit crunch takes hold, the financial spotlight is now turning to company pensions and the payments made to them.

Who pays what? What happens during maternity leave? And what can companies do as their financial position shifts on almost a daily basis?

Contributory pensions might have been put out of mind, but experts say that more attention needs to be paid to new pension legislation by both employers and employees.